If you are reading this blog you are probably already familiar with the IFSC and MICR codes as you are looking for ways to look them up for your particular bank branch. A bank branch’s IFSC is an 11-digit code assigned to it by the Reserve Bank of India for identification. It is used in electronic bank payment systems and net banking to validate transactions from one bank account to another. The IFSC code for each bank branch is exclusive; no two branches of the same or different banks have the same IFSC code. Check IFSC Code All Banks below. On the other hand, MICR code is also an important financial code used to verify the authenticity of financial documents.
The 11-digit IFSC code consists of three components – the first four characters represent the sort code, the zero as the fifth character and the remaining six characters represent a unique branch code. For example, SBIN0001707 is the SBI IFSC of the Delhi Branch of the State Bank of India. Here, the first four characters, i.e. SBIN, denote the SBI bank routing number; the six characters, ending with 001707, denote the unique branch code of the SBI branch in Azadpur, Delhi, and the fifth character is a zero.
The first three digits of the 9-digit MICR code represent the bank’s code, while the last three digits represent the branch code. Each bank branch is given a unique MICR code by the TBI for easy identification.
How to Search IFSC and MICR Codes of All Bank Branches in India?
The IFSC and MICR code for a specific bank branch can be searched by users both online and offline. The different ways to check IFSC for all banks and look for MICR code for all bank branches are given below:
If you have an account with a bank, you can use their respective mobile banking application or the Net Banking portal to get the IFSC check for all banks. The step by step process is given below:
- Download your bank’s Net Banking portal to your mobile phone and log in with your user ID and password.
- You can find your industry’s IFSC code in the Accounts section of the menu.
- Please note that each bank’s Net Banking portal works differently.
You can also check all banks from IFSC on RBI website. The IFSC codes for the various branches of various Indian banks including the SBI IFSC can be found on the Reserve Bank of India official website.
Check Book: To determine the IFSC code of your specific bank branch, refer to the check book provided by your specific bank above. To find the MICR number, look at the bottom of the check sheet. Also check the IFSC code for all banks and the MICR code on the first page of the savings book of your respective bank branch.
Below are the SBI IFSC code and MICR codes of some branches of State Bank of India:
|branch name||IFSC code||MICR code|
|Adalat Road Branch Aurangabad||SBIN0030268||431005003|
We hope this blog will help you understand what the IFSC and MICR codes mean and guide you in finding cheques SBI IFSC code. As these codes are essential when dealing with financial documents and transactions such as NEFT, RTGS and IMPS, account holders of various bank branches in India occasionally look for this information.